Money and rights · 30 min
Starting a will
You do not need to finish it today. Half an hour writing down what you have, and who you would want to look after, is the first step.
Many people mean to make a will and never do. It feels morbid, complicated or expensive, and there is always something more urgent. But not having one can leave a great deal of difficulty for the people you love. The first step is just thinking it through on paper.
The steps
Four small steps,in your own time.
On one sheet, list roughly what you have: a home, savings, pensions, insurance, belongings that matter, and any debts. You do not need exact figures.
Write who you would want to inherit, and who you would want to look after any children, pets or people who depend on you.
Write down one or two people you would trust to carry out your wishes, and think about asking them.
Take this sheet to a qualified lawyer, notary or recognised will-writing service to have the will made properly, and tell someone where it will be kept.
The reason
Why it helps
Thinking it through first makes a professional appointment shorter and less daunting. Without a valid will, what happens to your belongings and who cares for your dependants may be decided by rules that do not reflect your wishes. Getting it done can bring real peace of mind, for you and for your family.
A gentle variation
If you care for someone, your will may need to include what happens to their care if you die first. Ask the lawyer or advice service about this specifically. If you are helping an ageing parent think about their will, let them lead, and keep the conversation about their wishes rather than about the money.
WE · TRIBE
Try itwith someone.
If you have a partner, make your notes at the same time, each on your own sheet, and then share them. It makes the subject easier to raise, and you may find you have not talked about some of these wishes before.
Try it today
Today, write a rough list of what you have and who you would want to look after.
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